A smarter lending partner, delivering faster, more flexible access to funding

Borrow from 8.5% p.a. with flexible terms and personalised lending solutions.

Residential

Commercial

Bridging

Subdivision

Why Borrow with Hudson Finance?

At Hudson, we offer fast, flexible first mortgage finance tailored to meet the needs of borrowers across New Zealand. Whether you’re looking to fund a residential or commercial property, complete a subdivision, or secure short-term bridging finance, we provide solutions backed by real property and structured to move at your pace. With loan terms ranging from 3 to 24 months, competitive fixed interest rates, and conservative lending ratios of up to 70% against improved property and 50% against vacant land, Hudson is a trusted lending partner for borrowers who value speed, transparency, and certainty. As a direct lender, our streamlined approval process and personalised approach ensure you get funding when you need it — without unnecessary delays.

Flexible Loan Terms – Typically 3–24 month loan terms

Experienced Team – 30+ years’ combined experience in structuring and funding private investment

Interest Rates starting from 8.5% p.a. - We offer competitive, fixed interest rates — giving you certainty and confidence in managing your project, purchase or bridging requirements.

Swift Approvals - As a direct lender, we offer streamlined approval processes and fast funding decisions — enabling borrowers to move quickly when opportunities arise

Tailored Lending Solutions - Hudson provides first mortgage finance structured to meet your specific needs, supporting a range of property types across New Zealand

How borrowing  with Hudson works

1. Submit Your Loan Request

Get in touch with our team to discuss your funding needs. We’ll review your proposal and property details to determine suitability.

2. Documentation & Approval

Once terms are accepted, we’ll move quickly to complete due diligence and prepare loan documents. Approval and settlement can follow promptly.

3. Receive Indicative Terms

If your loan fits our criteria, we’ll provide indicative terms outlining the loan amount, interest rate, security required, and key conditions.

4.  Funds Advanced

Once terms are accepted, we’ll move quickly to complete due diligence and prepare loan documents. Approval and settlement can follow promptly.

Ready to borrow?
Contact us.

Contact us

3 - 24 months

Investment terms of our loans

Secured by

First Registered Mortgages

8.5% - 10% p.a.

Interest rates from